Total Disability Insurance

The College provides Total Disability Insurance through The Standard. Full-time regular employees (not including temporary employees, visiting faculty, or interns) are eligible beginning the first of the month coinciding with or next following their employment. The College pays the cost of the insurance. Income replacement benefits and retirement plan contributions begin after six months of total disability and continue during disability until age sixty-five when retirement annuity payments begin. The income benefits from this plan, including other disability income benefits, are equal to 60% of the monthly base salary at the commencement of the period of continuous disability but are not more than $7,500 monthly. If continuous total disability commences after an individual’s sixtieth birthday, the duration of the benefits is limited depending in one’s age at the time of disability.